Do you know how you spend your money?
- Budget Planner - Home Budget Software The Simple Way to Budget 'I do have to say, your software is the most logical budget software out there. It presents the data in a straight forward way. – Todd Tingley, Orlando, FL.
- GnuCash is another free budget management software for Windows. You can use this software to manage home or business budgets. It lets you setup all your account details in your own currency as it supports multiple currencies including USD, NZD, EUR, INR etc. During the account configuration process, you can choose from various account types to manage them, which are Bank account, Cash account.
Quicken for Mac imports data from Quicken for Windows 2010 or newer, Quicken for Mac 2015 or newer, Quicken for Mac 2007, Quicken Essentials for Mac, Banktivity. 30-day money back guarantee: If you’re not satisfied, return this product to Quicken within 30 days of purchase with your dated receipt for a full refund of the purchase price less. Most of the pieces of the software mentioned are suitable for Mac, as well as Windows. Some have web apps, whereas others have a dedicated program to install. Quicken, Turbotax, Future Advisor, Mint, and Personal Capital are all examples of personal finance programs that work well on Mac.
Not too long ago, your only option was to purchase similar budgeting software like Quicken.
But what if you don't have extra cash to spend on software to watch your cash? That's when getting free budget software can be very useful. They may not have all the bells and whistles as a paid package, but they work well enough so you understand where your money is going.
Fortunately, because of advertising and other monetization methods, there are plenty of free budgeting tools worth using. Even if you are tired of paying for software that provides little value, it's possible to save money and still track your money goals.
These tools can help you make a spending plan and track expenses. You can effortlessly connect your bank accounts, investments, and credit cards from any computer or mobile device with internet access.
1. Personal Capital
Personal Capital is one of your best options if you care more about tracking your net worth and investment performance than budgeting. Their platform syncs your bank and investment accounts. https://treeblocks887.weebly.com/do-macs-have-security-software.html. To see how rich you really are, you can manually add the value of tangible assets like your house, vehicles, and collectibles.
The free investment tools include a retirement tracker and fee analyzer. If you want to retire rich, these tools are a great starting point. The only time Personal Capital costs money is if you use their optional wealth management service.
What's also nice is that Personal Capital has a suite of investing tools too. This way when you're ready to start investing, the tool can grow with you and you won't have to switch to something else.
2. YNAB
YNAB (You Need a Budget) deserves a higher spot but it's only free to college students for one year. First-time budgeters have an average $600 savings in the first two months according to YNAB. If you're serious about budgeting and knowing how you spend every dollar, YNAB can be well worth the $84 yearly fee.
YNAB adheres to four basic rules so you can pay this month's bills with last month's paycheck:
- Give every dollar job
- Embrace your true expenses
- Roll with the punches
- Age your money
You can sync U.S. or Canadian bank accounts with YNAB. For other accounts, you will need to import your accounts' QFX, OFX, or QIF files. File imports can be a hassle yet it's still quicker than manually entering every transaction. Ios software update mac instal usb driver.
Your accounts sync in real-time across multiple devices. This makes budgeting easy as you and your spouse see the same information. YNAB works with almost any internet-connected device including Alexa and your Apple Watch.
(read our You Need a Budget review for more)
If you like YNAB but are not ready to upgrade, try EveryDollar.
![Free Free](/uploads/1/2/6/8/126887478/230657514.jpg)
3. Mint
Mint is probably the most popular free money tool. One reason is that it's one of the oldest programs. Second, the same company (Intuit) that owns TurboTax also runs Mint. Maybe you use TurboTax to file your taxes for free.
You can sync your credit cards, bank accounts, and investments to track budgeting goals and assign budget categories to each purchase. Mint can also send your alerts for events like bill due date reminders, ATM fees, being over-budget, and large or unusual transactions.
You can also track investment performance with Mint. This is a helpful tool to let you monitor all your accounts in one dashboard. However, the main reason to use Mint is for the budget tools.
4. GnuCash
Accountants at heart will like GnuCash. You can track bank accounts, stocks, plus even small business income and expenses. Clearly see your data using reports, graphs, and a checkbook-style register. Advanced features include tracking accounts in multiple currencies, check printing, and double-entry accounting that ensures your accounts stay balanced.
This powerful software is completely free and open-sourced. GnuCash users are continually adding new features to make finance personal. It's possible to import QIF and OFX bank account documents your current accounting software may rely on.
You can use GnuCash with most PC, Apple, and Linux operating systems. An Android mobile app is also available.
5. Google Sheets
Sometimes the simplest budgeting tool is the best. You can use a premade Google Sheets template or make your own. The online sheet can be more user-friendly than still logging every income and expense on pen and paper. Although you must still manually input each event, you can customize your budget spreadsheet.
One of the best reasons to use Google Sheets is that it's accessible from any computer or laptop. Multiple people can make changes to the sheet when you grant them edit access.
If you want some automation, you can get Tiller Money to automatically pull your transactions (from your credit card, bank, etc) into your sheet for you.
6. Goodbudget
As the war on cash wages on, Goodbudget is a free digital envelope budgeting tool for those of us who use online bill pay. You can assign budget categories for up to 20 envelopes and track spending on two devices. Upgrading to the Plus plan costs $50 a year and you get unlimited envelops and can use Everydollar on up to five devices.
7. Truebill
Truebill can help you track spending, make savings goals, and reduce recurring expenses. You can sync your money accounts to get spending reports and make a basic budget. If you want to cancel subscriptions, Truebill provides free how-to instructions.
You can also use Truebill to negotiate bills for a lower cost. It's free to start the negotiation process. Truebill keeps a 40% success fee of the total savings for the first year. At least you don't have to get on the phone and do it yourself. You can save the most money if you have a cable tv bill or a contract cell phone plan.
Truebill works on any computer or mobile device. Although their iOS and Android apps offer more features to automate your finances.
8. Everydollar
Dave Ramsey fans should consider Everydollar. You assign every dollar you earn a budget category. This zero-sum budgeting strategy is similar to the money envelope system. If you don't know where to start with making a budget, you can start with the standard Everydollar budget template. Their debt snowball feature can help you make a plan to get out of debt.
The free Everydollar plan requires you to manually add each transaction. Upgrading to the Plus version costs $129.99 per year but automatically downloads your bank account and credit card transactions.
See our Everydollar review to learn more about the free and premium tools.
9. Wally
Wally is a free budgeting app although you will need to manually input transactions. Automatic bank account linking costs $1.99 per year. You can color-code your budget categories and make group budgets. Expense tracking can be easy as Wally lets you take pictures of receipts.
One reason to consider Wally is that the free version is ad-free. Like most apps, you can make in-app purchases to take budgeting to the next level. Premium tools include currency conversion, bank account linking, and other advanced budgeting and data export features.
Wally is only available as an app for iOS and Android devices.
Summary
The best free budgeting tools can be as simple or advanced as you desire. In the past, most budgeting apps cost money. That's no longer the case whether you prefer to budget from your computer or phone.
Are you going to try one of the free tools? Which feature is the most exciting?
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Performing accurate cost estimating is critical to the success of your construction business. Estimate too high and you win fewer jobs, too low and your profits disappear. That’s why it’s so important to get it right the first time.
Estimating by hand is time-consuming, so at some point, you may consider using software to bid more jobs in less time. Although software can be a big investment, not every tool has to break the bank.
In this guide, we highlight five free and open source estimating and takeoff products to try if you’re considering this type of solution for your construction business. We chose products that offer a stand-alone free or open source version, meet our definition for construction estimating software, and rank highly in search. (Learn more about how we chose featured products here.)
Here’s what we’ll cover:
- Free construction estimating and takeoff software
- Open source construction estimating and takeoff software
Free construction estimating and takeoff software
In most cases (but not all), free construction estimating and takeoff software options earn revenue by offering a basic free version to entice users to download, with premium features available for a price.
As a result, you should note that the free version of the products listed below may not have all the features you need.
Easy-Pro Builders Estimator
N/A
No reviews yet
No reviews yet
Overview: This is a 100% free tool that is based entirely on the Apache OpenOffice spreadsheet program Calc. It has two dozen worksheets that report back to a summary page in order to provide updated estimates.
Easy-Pro Builders Estimator was created by a construction manager who wanted to serve smaller construction firms looking for an accurate and simple program that was free.
The software also comes with a 20-page manual so you can get up to speed on how the program works and you’re not simply left in the dark to figure it out yourself.
Some features include:
- Adjustable taxation rates depending on which country you are in
- Client unbilled reporting
- Printable project reports
- Compatible with Windows, Linux
- 24 trade worksheets available
Estimator 2.0
5.0/5
1 review
1 review
Overview: Estimator 2.0 is aimed at architects, builders, engineers, and construction companies that want to create detailed estimates for residential and commercial buildings. Estimator 2.0 allows users to prepare tenders, a cost abstract, purchase orders, and other documents needed for a proper estimation.
The free program lets you create an estimation and then print it out, ideal for those who are pressed for time and want to quickly make an estimation without having to spend a lot of money on premier software.
Estimator lets construction companies create estimates for a host of construction projects, including concrete structures, earth work, masonry, plastering, and more.
Some features include:
- An extensive tutorial for new users
- Quickly generate an estimate and then print it out
- Prepares tenders, cost abstracts, and purchase orders
- Compatibility with Windows
STACK Takeoff & Estimating Software
4.46/5
950+ reviews
950+ reviews
Overview: STACK offers free construction software aimed at firms looking to streamline the bid process and accurately estimate materials, equipment, and labor. The software also provides access to an “extensive library of prebuilt, industry-specific material libraries,” according to its website. It generates an estimate based on your input of how much of each material will be needed and what labor, equipment, and overhead will be involved.
The software is cloud-based and therefore can be accessed from anywhere there is an internet connection. It is also compatible with all types of platforms, from smartphones to desktop computers.
STACK also includes training with the software for free. A full-featured version is available for purchase.
Some features include:
- Ability to upload digital plans
- Takeoff tools that provide shortcuts for measurements, making it quicker to produce a takeoff
- Prebuilt reports to provide insights to inform your estimates
- Cloud-based
- Free training
Open source construction estimating and takeoff software
Open source construction estimating and takeoff platforms are also free, but they have an additional wrinkle: the original source code is available. There are some benefits and drawbacks to this you should be aware of.
The benefits are that in addition to being free, you will be able to customize and adapt the software to fit your individual business.
The drawback comes up if you don’t have the know-how to mess with original source code. Lack of technical ability could become a problem if the software needs improvement down the road to fit your firm.
2-plan Team Software
4.50/5
5 reviews
5 reviews
Overview: 2-plan Team is a project management platform geared toward construction firms, and among its three PM tools is an open-source desktop system that can be used for multiple projects and teams. It is mostly meant for managing the entirety of a construction project as opposed to just estimating and takeoff, but there are tools available for that purpose as well.
The source code for 2-plan Team has been published at SourceForge, where you can download it for free. It can be installed on any LAMP (Linux, Apache, MySQL-4 or higher, PHP-5.1) server, and it may work on some Windows servers.
Some features include:
- Manage virtual teams with shared online workspaces
- View the status of multiple projects at the same time with the Project Dashboard
- Tracks time on mobile devices
- Ability to share estimates and budgets with clients, partners, teams, and staff
- Ability to manage teams via mobile devices
ESTIMATE
![Free home budget software for mac os Free home budget software for mac os](/uploads/1/2/6/8/126887478/796818733.jpg)
N/A
No reviews yet
No reviews yet
Overview: ESTIMATE is a cloud-based, open-source option that has been released under GNU Affero General Public License. It’s a community-support project, which means the source code is freely available to anyone who wants to customize it for their own construction firm—ideal for construction managers with a little coding know-how.
ESTIMATE aims to be a simple and fast tool that can be adapted to any firm’s size.
Some features include:
- Ability to archive projects and documents for reference
- Can have up to 200 users
- Can create reports in PDF, complete with tables and charts
- A centralized database for backup
Why you must also consider paid solutions
Free and open source estimating software is a great stepping stone for many small construction firms—especially those using software for the first time. But as job volume increases, paid software often becomes the better choice.
Why? Higher job volume and company growth means more people, processes, and training are necessary to estimate and complete projects. Paid software offers more “out-of-the-box” functionality than free software, as well as training, support, and integration with other critical applications, such as accounting and construction management software.
Fortunately, there are affordable estimating and takeoff products that also offer free trials. With a free trial, you can try before you buy and avoid purchasing a product your team won’t like.
You’ll get more functionality
When you opt for free and open source platforms, you get what you pay for a lot of the time. There are a lot of special features that can really take your business to the next level—like customized reports and detailed time tracking—that you may not get with a free option. So while you may save a few bucks on software, you’re spending a lot more in lost savings and opportunities.
The software will be more usable
Free and open source platforms can also be a lot more challenging for an organization to use. You’ll have to do your own troubleshooting and maintenance, and you may have a hard time just learning the software with no help.
To help ensure your software search is sufficiently thorough, download this list of top-rated paid software systems and their offerings:
3 Best Construction Estimating and Takeoff Systems Backed by User Reviews
Download this guide to see top construction estimating and takeoff systems based on real user reviews.
How we chose featured products
For the purposes of this article, we classified a product as free if it offers a free, stand-alone version of the software, and it is not just a trial version of the software that requires you to purchase it after a period of time. https://treeblocks887.weebly.com/mac-app-to-record-karoake.html.
Free Home Budgeting Software
The products that met the above criteria were then evaluated against our construction estimating software definition: Construction estimating software helps estimators calculate material and labor costs for a job and then produce a detailed, professional bid proposal from those estimates. Specialized estimating tools are often used to handle trade-specific requirements, such as electrical, HVAC, plumbing, or earthworks/excavating estimating.
Free Home Budget Software For Mac Windows 10
We determined the most popular products to feature by choosing those highest ranked in Google search results for “free construction estimating software” during the week of Aug. 5, 2019.